Commercial Car Insurance vs. Personal Car Insurance Lots of questions on this topic have prompted me to write again on the need for commercial vehicle insurance. Many small business owners rely upon a personal car, and they also rely upon personal car insurance. But they do use that car (or truck or van) for business use. Sometimes they even let employees run errands with their own personal car, or the employee’s personal car. But how can they handle an accident in this case? The question should Read more [...]
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Is Your Business Car Insured For Liability? Auto insurance is required by all states for every vehicle. If you have a business which uses company owned, rented or leased vehicles you will need a business auto liability insurance policy. If you are unsure if you need business auto liability insurance, a competent insurance agent will ask you detailed questions about how you use vehicles in your business, who will be driving them and whether employees will be driving their own cars for your business. Read more [...]
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Free Business Insurance Quotes! Does your Home Business need Business Insurance? Many of us start working out of our homes, figuring our personal insurance provides enough protection for us. Businesses usually consider the following types of insurance, and your personal policies may not be enough. Business Property Insurance Your homeowners insurance policy may have limitations that won’t cover the replacement of computers, important documents, or other expensive resources your business uses. Read more [...]
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All states require proof of financial responsibility to drive a car, and many require that proof to be in the form of liablity insurance. Most of us would never dream of driving our car without a personal car insurance policy! However, a lot of small business owners leave themselves open to a large liability because they rely on their personal car insurance policy to protect their car when they use it for business. Some business owners not only use their car for business very often, but they even Read more [...]
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