Does Your Business Need Commercial Car Insurance?

Commercial Car Insurance vs. Personal Car Insurance

Lots of questions on this topic have prompted me to write again on the need for commercial vehicle insurance. Many small business owners rely upon a personal car, and they also rely upon personal car insurance. But they do use that car (or truck or van) for business use. Sometimes they even let employees run errands with their own personal car, or the employee’s personal car. But how can they handle an accident in this case? The question should not be, can a business afford commercial car insurance, but can the business survive the lack of it if they have an accident!

Learn more about small business auto insurance, and where to find more answers. Some personal insurance policies may allow an addition, or rider, in order to include business use. Then you will know if you need small business auto insurance.

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